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Finclara
Member Service · Loan Desk

The right loan.
Not the one
easiest to sell.

Most DSAs push the lender who pays them the highest commission. Finclara's loan desk works differently — we match your profile to the lender whose terms actually suit you.

Available exclusively to Finclara members. No cold calls, no commission pressure — guidance that works in your interest.

Indicative rates · Subject to profile
SBI Home LoansFrom 8.50% p.a.
HDFC BankFrom 8.70% p.a.
ICICI BankFrom 8.75% p.a.
Kotak Mahindra BankFrom 8.75% p.a.
Bajaj Housing FinanceFrom 8.50% p.a.
LIC Housing FinanceFrom 8.50% p.a.
Rates updated periodically. Actual rate depends on your credit profile, property type and lender's current offering.

Loan guidance that
works for you.

Not a loan aggregator. Not a bank. A loan desk that sits on your side of the table.

⚖️

Lender matching, not pushing

We compare options across lenders based on your profile — income, property type, tenure preference. The best match wins, not the best commission.

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One call. No spam.

Submit your profile once. Our DSA team calls you back — once. No multiple lenders calling simultaneously. No number shared without your knowledge.

📄

Document guidance

Know exactly what documents you need before you start. We brief you on what each lender requires so there are no surprises at the bank.

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EMI and eligibility clarity

Understand your eligibility and approximate EMI before approaching any lender. Make the decision with the numbers in front of you.

🤝

End-to-end support

From eligibility to disbursement. Our DSA partners follow the file through — not just the easy part. Especially useful for self-employed applicants.

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Your data stays private

Your profile is shared only with the DSA team member handling your case. We do not share your contact or financial details with any lender or third party without your knowledge.

Five questions.
Right lender.

We need to understand your profile before we can match you. It takes under 3 minutes.

01

Share your profile

Property value, loan amount, employment type, income and existing EMIs.

02

Eligibility estimated

We show you an indicative loan eligibility range based on your inputs.

03

DSA calls you back

Within 4 hours. They come prepared with lender options suited to your profile.

04

You choose and proceed

Pick the lender. Our DSA handles the application, documentation and follow-up.

Run your own numbers

Before any lender call: know your EMI, see what prepayment really saves, and weigh the EMI against what a SIP could build. Honest arithmetic, no signup needed.

Monthly EMI
Total interest
Total payment

Estimates only, not advice. Returns are illustrative and not guaranteed; lender terms vary. Ask Clara to weigh property against SIPs with registered price data.

Your profile.
Five questions.

Takes under 3 minutes. Our DSA calls back within 4 hours with matched lender options.

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Available to Finclara Members
The Loan Desk is available exclusively to Finclara members — verified property owners, registered brokers and listed developers. Join free with a basic listing.
Already a member? Email us to activate your Loan Desk access.
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