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Member Service · Loan Desk

The right loan.
Not the one
easiest to sell.

Most DSAs push the lender who pays them the highest commission. Finclara's loan desk works differently — we match your profile to the lender whose terms actually suit you.

No cold calls, no commission pressure — guidance that works in your interest.

Indicative rates · Subject to profile
SBI Home LoansFrom 8.50% p.a.
HDFC BankFrom 8.70% p.a.
ICICI BankFrom 8.75% p.a.
Kotak Mahindra BankFrom 8.75% p.a.
Bajaj Housing FinanceFrom 8.50% p.a.
LIC Housing FinanceFrom 8.50% p.a.
Rates updated periodically. Actual rate depends on your credit profile, property type and lender's current offering.

Loan guidance that
works for you.

Not a loan aggregator. Not a bank. A loan desk that sits on your side of the table.

⚖️

Lender matching, not pushing

We compare options across lenders based on your profile — income, property type, tenure preference. The best match wins, not the best commission.

📞

One call. No spam.

Submit your profile once. Our Loan Desk calls you back — once. No multiple lenders calling simultaneously. No number shared without your knowledge.

📄

Document guidance

Know exactly what documents you need before you start. We brief you on what each lender requires so there are no surprises at the bank.

🔢

EMI and eligibility clarity

Understand your eligibility and approximate EMI before approaching any lender. Make the decision with the numbers in front of you.

🤝

End-to-end support

From eligibility to disbursement. Our Loan Desk follows the file through — not just the easy part. Especially useful for self-employed applicants.

🔒

Your data stays private

Your profile is shared only with the Loan Desk team member handling your case. We do not share your contact or financial details with any lender or third party without your knowledge.

Five questions.
Right lender.

We need to understand your profile before we can match you. It takes under 3 minutes.

01

Share your profile

Property value, loan amount, employment type, income and existing EMIs.

02

Eligibility estimated

We show you an indicative loan eligibility range based on your inputs.

03

Loan Desk calls you back

We come back with lender options suited to your profile.

04

You choose and proceed

Pick the lender. Our Loan Desk handles the application, documentation and follow-up.

Run your own numbers

Before any lender call: know your EMI, see what prepayment really saves, and weigh the EMI against what a SIP could build. Honest arithmetic, no signup needed.

Monthly EMI
Total interest
Total payment

Estimates only, not advice. Returns are illustrative and not guaranteed; lender terms vary. Ask Clara to weigh property against SIPs with registered price data.

Your profile.
Five questions.

Takes under 3 minutes. Our Loan Desk calls back with matching lender options.

1
Property
2
Loan
3
Income
4
Liabilities
5
Contact
About the property
This helps us identify eligible lenders for your property type.
Loan requirement
How much are you looking to borrow?
Most lenders offer up to 75–80% of property value.
Your income profile
This determines your eligibility. All information is kept confidential.
For self-employed: average monthly net profit from last 2 years ITR.
Existing liabilities
Banks consider your existing EMIs when calculating eligibility.
How should we reach you?
Our Loan Desk will call you back with matching lender options.
Shared only with our Loan Desk team — never with lenders without your consent.
🔒 Your phone number will only be shared with Finclara's Loan Desk team. We will never share it with lenders or third parties without your explicit consent.
Note: Indicative eligibility shown is for guidance only and does not constitute a loan offer or approval. Actual eligibility is determined by the lender after credit verification.
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